California Life Insurance Exam Practice Test 2026 - Complete Prep Guide

The statement regarding the Life and Disability Analyst performing the same duties as a life agent is not true. Life and Disability Analysts have a distinct role that primarily focuses on analyzing and assessing insurance needs, rather than selling insurance policies. While a life agent is typically involved in the sales process and may provide guidance on various insurance products, the analyst's responsibilities are more centered on understanding a client’s specific requirements, evaluating risks, and recommending appropriate insurance strategies.

Life and Disability Analysts work closely with clients to identify their individual or business insurance needs and provide tailored advice without necessarily being involved in the transaction of selling insurance. This differentiation in roles is crucial to understanding the unique functions of analysts versus agents in the insurance industry.