Can undocumented immigrants purchase health insurance through the Marketplace?

Can undocumented immigrants purchase health insurance through the Marketplace?

• A. No, undocumented immigrants are not eligible for health coverage through the Marketplace.
• B. Yes, they can apply for temporary coverage.
• C. Yes, but only at a higher rate.
• D. They are eligible for special exemptions.

Answer: (A)

Undocumented immigrants are not eligible to purchase health insurance through the Health Insurance Marketplace. This is established by federal law, which restricts Marketplace access to individuals who are lawfully present in the United States. As a result, individuals who do not have legal immigration status cannot enroll in Marketplace health plans, which means they miss out on federal subsidies and the protections that come with those plans. While there may be limited state programs or local initiatives to provide health services, these do not encompass the broader health insurance options available through the Marketplace. Thus, the statement that undocumented immigrants are not eligible for health coverage through the Marketplace accurately reflects the regulations governing health insurance access.

Undocumented immigrants are not eligible to purchase health insurance through the Health Insurance Marketplace. This is established by federal law, which restricts Marketplace access to individuals who are lawfully present in the United States. As a result, individuals who do not have legal immigration status cannot enroll in Marketplace health plans, which means they miss out on federal subsidies and the protections that come with those plans. While there may be limited state programs or local initiatives to provide health services, these do not encompass the broader health insurance options available through the Marketplace. Thus, the statement that undocumented immigrants are not eligible for health coverage through the Marketplace accurately reflects the regulations governing health insurance access.